No Annual Fee Credit Cards
No Annual Fee Credit Cards
Many credit card companies offer credit cards with no or yearly annual credit card fees. This is another way to look to your credit card companies to save money. You can use your no annual fee credit card from anything to business purchases or even personal purposes. Some of our cards featured in the no annual fee credit card category even feature rewards like cash rebates on gas purchases or even computers and electronics.
CreditCardsMadeSimple offers a variety of no annual fee credit cards as well. You can review, compare and apply for many different cards such as Miles by Discover Card, Advanta Platinum Business Card With Rewards or even the Discover More Card. Other no annual fee credit cards include the Citi Business Card With ThankYour (SM) Network, Discover Open Road Card, Discover Motiva Card and even the Chase platinum MasterCard. Lastly, you can also select between the Chase Platinum MasterCard and the Discover Motiva Card.
AccountNow® Prepaid Visa® |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
AccountNow® Prepaid MasterCard® |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
American DreamCard™ Platinum MasterCard® |
| Card Type/Status: |
MasterCard Platinum |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
14.99% |
| Time Period: |
None |
APR for Cash Advance: |
29.99% |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
ARC Travel MasterCard® |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
AT&T Universal Business Rewards Card |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
0% APR for 6 Months |
| Annual Fee: |
$0 |
APR for purchases: |
16.99% Variable |
| Time Period: |
6 Months |
APR for Cash Advance: |
19.99% Variable |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
♦ 0% APR on Purchases for 6 Months
♦ Earn 5 ThankYou Points® For Every Dollar You Spend On Eligible AT&T Products and Services
♦ Earn 3 ThankYou Points® For Every Dollar Spent On Purchases at Certain Office Supply Merchants, Gas Stations, and On Professional Services and 1 ThankYou Point® For Every Dollar Spent On Other Purchases
♦ Additional Cards For Employees With Credit Limits You Set
♦ No Annual Fee
Baby Phat Prepaid Visa® RushCard™ |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
BuyRIGHT Pre-Paid MasterCard® |
| Card Type/Status: |
MasterCard Platinum |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Chase Freedom℠ |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
Up to 12 months on balance transfers, up to 6 months on purchases* |
| Annual Fee: |
$0 |
APR for purchases: |
12.99% to 22.99% |
| Time Period: |
6 Billing Cycles |
APR for Cash Advance: |
19.24% or 23.24% |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
Chase Sapphire℠ |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
12.24% |
| Time Period: |
None |
APR for Cash Advance: |
19.24% |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
Citi CashReturns® Card |
| Card Type/Status: |
Reward - Cash Standard |
Intro Rate: |
0% APR for up to 18 months on balance transfers |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 12.99% (V) |
| Time Period: |
Varies |
APR for Cash Advance: |
25.24% (V) |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
♦ Earn unlimited cash back on everything
♦ Full 1% cash back on all purchases
♦ Automatically get a check every time you earn $50 cash back
♦ Average 5% cash back at over 400 leading retailers through the Citi Bonus Cash Center
♦ 0% APR on balance transfers for up to 15 months*
♦ No annual fee
Citi Forward® Card |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
0% APR for up to 7 Months* |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 12.99% (V) |
| Time Period: |
7 Months |
APR for Cash Advance: |
25.24% |
| Grace Period: |
20 Days |
Fixed/Floating APR: |
Variable |
♦ Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
♦ 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
♦ Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
♦ No Annual Fee.
Citi® Diamond Preferred® Card |
| Card Type/Status: |
MasterCard Diamond |
Intro Rate: |
0% APR for up to 18 Months |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 9.99% |
| Time Period: |
Varies |
APR for Cash Advance: |
25.24% |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
♦ 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 9.99%-19.99%. This APR will vary with the market based on the Prime Rate. Both the rate and duration of this offer will be based on your creditworthiness*
♦ $30 Statement Credit*
♦ Concierge Service that Caters to Your Needs 24/7
♦ CitiŽ Identity Theft Solutions
♦ Secure, Free Online Account Management
♦ No Annual Fee
Citi® Diamond Preferred® Rewards Card |
| Card Type/Status: |
MasterCard Diamond |
Intro Rate: |
0% APR for up to 15 months purchases and balance transfers |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 12.99% (V) |
| Time Period: |
Varies |
APR for Cash Advance: |
25.24% (V) |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
♦ $50 Gift Card - Redeem 6,000 Bonus Points After $300 in Purchases within 3 Months of Account Opening
♦ 0% Intro APR on Purchases and Balance Transfers for 15 or 7 months. After that, the APR will be 12.99% - 20.99%. This APR will vary with the market based on the Prime Rate. Both the rate and duration of this offer will be based on your creditworthiness*
♦ 5 ThankYouŽ Points for Every $1 Spent on Purchases at Supermarkets, Drugstores and Gas Stations for 12 Months, 1 ThankYou Point Thereafter**
♦ Redeem ThankYou Points for Merchandise, Travel Rewards, Gift Cards, Cash and More
♦ No Annual Fee
Citi® Platinum Select® MasterCard® |
| Card Type/Status: |
MasterCard Platinum |
Intro Rate: |
0% APR for up to 18 Months |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 9.99% |
| Time Period: |
up to 18 |
APR for Cash Advance: |
25.24% |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
♦ 0% Intro APR on Purchases and Balance Transfers for 18, 12 or 7 months. After that, the APR will be 9.99% - 19.99%. This APR will vary with the market based on the Prime Rate. Both the rate and duration of this offer will be based on your creditworthiness*
♦ $30 Statement Credit*
♦ Extra Cash from Citi: Enjoy Discounts on Gift Cards, Travel, Merchandise and More
♦ CitiŽ Identity Theft Solutions
♦ Secure, Free Online Account Management
♦ No Annual Fee
Discover® More(SM) Card - Clear |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Discover® More(SM) Card - Monogram |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Discover® More(SM) Card - Sealife Collection |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Discover® More(SM) Card - Wildlife Collection |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Discover® More(SM) Card- American Flag |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Discover® More(SM) Card |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Discover® Motiva(SM) Card |
| Card Type/Status: |
Discover Standard |
Intro Rate: |
3.99% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Discover® Open Road(SM) Card |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Eufora Prepaid MasterCard® with Credit Builder |
| Card Type/Status: |
MasterCard Platinum |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Eufora Prepaid MasterCard® with Credit Builder - Elite Level |
| Card Type/Status: |
MasterCard Platinum |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Household Bank Platinum MasterCards |
| Card Type/Status: |
MasterCard Platinum |
Intro Rate: |
0% for 6 Months for Qualifying Applicants on Purchases and Balance Transfers |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
6 |
APR for Cash Advance: |
20.90% |
| Grace Period: |
20 - 25 Days |
Fixed/Floating APR: |
Variable |
IberiaBank Visa® Classic Card |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
0% APR for 6 Months |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 6.25%* |
| Time Period: |
6 |
APR for Cash Advance: |
10.25%* |
| Grace Period: |
25 Days |
Fixed/Floating APR: |
Variable |
IberiaBank Visa® Gold Cash Back Rewards Card |
| Card Type/Status: |
Visa Gold |
Intro Rate: |
0% APR for 6 Months |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 7.25%* |
| Time Period: |
6 |
APR for Cash Advance: |
11.25%* |
| Grace Period: |
25 Days |
Fixed/Floating APR: |
Variable |
IberiaBank Visa® Platinum Rewards Card |
| Card Type/Status: |
Visa Platinum |
Intro Rate: |
0% APR for 6 Months |
| Annual Fee: |
$0 |
APR for purchases: |
As low as 7.25%* |
| Time Period: |
6 |
APR for Cash Advance: |
11.25%* |
| Grace Period: |
25 Days |
Fixed/Floating APR: |
Variable |
Miles by Discover® Card |
| Card Type/Status: |
Discover Platinum |
Intro Rate: |
0% Intro APR* |
| Annual Fee: |
$0 |
APR for purchases: |
10.99% |
| Time Period: |
6 |
APR for Cash Advance: |
23.99% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Variable |
Millennium Advantage Pre-Paid MasterCard® |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Orchard Bank Classic MasterCards |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
0% for 6 Months for Qualifying Applicants on Purchases and Balance Transfers |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
6 |
APR for Cash Advance: |
No APR |
| Grace Period: |
20 - 25 Days |
Fixed/Floating APR: |
Variable |
Pr1macard Elite Prepaid MasterCard® |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Pr1macard Prepaid MasterCard® |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Prepaid Visa® RushCard™ |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Pulaski Bank Gold Visa® Card |
| Card Type/Status: |
Visa Gold |
Intro Rate: |
0% APR for 6 Months |
| Annual Fee: |
$0 |
APR for purchases: |
8.00% |
| Time Period: |
6 |
APR for Cash Advance: |
8.00% |
| Grace Period: |
25 Days |
Fixed/Floating APR: |
Fixed |
READYdebit Card |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Slate℠ from Chase |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
0% APR for up to 12 Months* |
| Annual Fee: |
$0 |
APR for purchases: |
11.24%, 17.24%, or 22.24% |
| Time Period: |
12 Billing Cycles |
APR for Cash Advance: |
19.24% or 23.24% |
| Grace Period: |
20 Days (Min.) |
Fixed/Floating APR: |
Variable |
TrueEarnings® Card from Costco and American Express |
| Card Type/Status: |
American Express Standard |
Intro Rate: |
0% APR for 3 Months |
| Annual Fee: |
$0 |
APR for purchases: |
13.24% |
| Time Period: |
3 |
APR for Cash Advance: |
n/a |
| Grace Period: |
20 Days |
Fixed/Floating APR: |
Variable |
Ultra VX Visa® Card |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
14.9% |
| Time Period: |
None |
APR for Cash Advance: |
14.9% |
| Grace Period: |
25 Days (Min.) |
Fixed/Floating APR: |
Fixed |
Vision Premier(SM) Prepaid Visa® Card |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Vision Silver(SM) Prepaid MasterCard® |
| Card Type/Status: |
MasterCard Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|
Wired Plastic™ Prepaid Visa® Card |
| Card Type/Status: |
Visa Standard |
Intro Rate: |
No Introductory Rate Available |
| Annual Fee: |
$0 |
APR for purchases: |
No APR |
| Time Period: |
None |
APR for Cash Advance: |
No APR |
| Grace Period: |
Not applicable to this type of card. |
Fixed/Floating APR: |
|