Credit Cards Made Simple Credit Report

A person’s credit history is a detailed report of every transaction financial transaction that individual has made. Every late payment, charge off, or other credit disputes are detailed in your credit history. Your credit history is essentially your financial autobiography. Creditors will determine whether or not to lend you money based on your credit reports. Furthermore, even if you are approved, your credit score will also determine how much interest you will pay.

There are three major credit bureaus that keep track of our credit scores and history reports. Below you will find the three credit bureaus and their current contact information.

Equifax: Call 800-685-1111 for general questions. Call 800-525-6285 to report fraud.
P.O Box 740241, Atlanta, GA 30374; www.Equifax.com

Experian: Call 888-397-3742 for both general and questions relating to fraud.
P.O. Box 2002, Allen, Texas 75013; www.Experian.com

TransUnion: Call 800-888-4213 for general questions. Call 800-680-7289 to report fraud.
P.O. Box 2000, Chester, PA 19022; www.TransUnion.com

Suze Orman FICO Kit Platinum Version

To save money and learn to improve your credit score the popular talk show host Suze Orman offers the “Suze Orman’s FICO Kit Platinum”. This package will give you 3 personalized credit reports and 3 FICO scores. The kit will give a quick explanation about your financial health. It will also give you a lenders perspective on your credit. This knowledge will make you a better negotiator next time you apply for a loan.

This kit will help you take control of your credit and give you a plan of action to take. You can also determine what interest rates you will be able to qualify for. Purchase this kit now by clicking on the link below.

FICO DELUXE

Another popular product, FICO Deluxe will give you all three of your credit scores at once. It will also show you from a lender’s perspective how you will qualify for different types of loans. Do not purchase an automobile without knowing what types of interest rates you will be able to qualify based on your credit scores. Many creditors, including auto dealers, will try to charge you more interest than they should. The knowledge of what interest rates your credit score should qualify will definitely save you money.