Discover® Motiva(SM) Card

Discover® Motiva(SM) Card Apply For Discover® Motiva(SM) Card

Discover® Motiva(SM) Card

Card Type/Status: Discover Standard Intro Rate: 3.99% Intro APR*
Annual Fee: $0 APR for purchases: 10.99%
Time Period: 6 APR for Cash Advance: 23.99%
Grace Period: 25 Days (Min.) Fixed/Floating APR: Variable

Discover® Motiva(SM) Card Introductory Rate

3.99% Intro APR*

Discover® Motiva(SM) Card Introductory Deal

There is a 3.99% introductory APR* on purchases for 6 months and a 3.99% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Discover® Motiva(SM) Card Rebate Details

Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Cardholders will also earn .25% rebate on purchases made at select warehouse clubs, discount stores and their affiliates. Rewards are redeemable in $20 increments only.

Discover® Motiva(SM) Card Additional Rebates

Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn 5%-20% Cashback Bonus® at participating top online retailers through Discover's exclusive online shopping site.

Discover® Motiva(SM) Card Features:

  • Double Cashback Bonus® on Grocery Store Purchases in November and December*
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Free Payment by Phone or Online – Even on Your Payment Due Date
  • Choose a Payment Due Date That Meets Your Needs
  • No Annual Fee
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information

Discover® Motiva(SM) Card Late Pay Fee

$19 on balances up to $250; $39 on balances over $250

Discover® Motiva(SM) Card Over Limit Fee

$15 on balances up to $500; $39 on balances over $500

Discover® Motiva(SM) Card Cash Advance

3%, $5 minimum

Discover® Motiva(SM) Card Balance Transfer

3% for each balance transfer made under this offer

Discover® Motiva(SM) Card Notations

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.

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