Credit Card Processing by Charge.com

Charge.com is an excellent credit card processing provider that is able to suit just about anybody’s need. They will approve almost any type of business including mail-order, retail business, phone order, service professionals, home based businesses and restaurants as well.

Charge.com does not have an application fee unlike other companies. In addition, they allow you to accept checks by fax. No longer do you have to wait for the mail for customers to send you a check. Forward a faxed copy of the check to Charge.com and they will process it for you. Depending upon your plan, you can also process credit cards accessing your own web based terminal. This will allow you to take orders over the telephone and fax as well. For online web sales, you can even integrate your site with Charge.com’s shopping cart. Furthermore, all transactions are done through a secure encrypted SSL transmission.

Your funds are electronically sent to your checking account within 72 hours of processing a payment. This process is very easy to set up and just requires filling in information such as account number, bank name and the ABA routing number.

Charge.com offers its customers 24/7 support. Their processing rates are also some of the most competitive in the industry. Click here to apply for a Charge.com credit card processing account.

Approval Rating:

Charge.com averages a 98% approval rating. There is no application fee either. They promise to set up your account within 48 hours of receiving your application.

Monthly Cost:

Charge.com charges a 16.95 monthly gateway fee payment, a $25.00 monthly minimum payment and a $10.00 monthly statement fee. Discount rates start at 2.25% with an additional $.0.25 transaction fee. Charge backs will incur a $25.00 fee and voice authorization charges are at $0.25 and a $0.05 address verification fee.

Initial Cost:

Charge.com does not have any start up costs or application fees.

Approval and Setup Time:

Application process time is within 48 hours of submission.

Customer Service:

Charge.com has an excellent customer service rating in the industry. We were greeted by a live representative when we called inquiring about service. They are also available 24/7 365 days a year.

Internet Credit Card Processing:

Charge.com offers Internet credit card processing through Authorize.net, an excellent virtual terminal and shopping cart program.

Credit Card Processing Equipment

Charge.com offers only 2 different P.O.S. (Point-of-Sale) terminals to choose from. This is the only drawback they have compared to other credit card processing providers who have many different models to choose from.

In conclusion, Charge.com is an excellent source for credit card processing services. They offer 24/7/365 customer service and there processing rates are very competitive. Charge.com does not charge any application fees or initial set up costs either. As a business owner, I would definitely recommend Charge.com