• Apply

    Apply for the best low interest, and low interest business credit card offers available on the web.

    Apply
  • Learn

    Learn to navigate the credit card jungle and apply for the card that best suits your requirement.

    Learn
  • Process

    Merchants increase your sales 700%. Click here to accept credit cards.

    Process

Credit Card Blog

Credit Card Blog

Welcome to the CreditCardsMadeSimple.com financial news blog and more. This blog was started to keep our readers informed. The more knowledge we can bring to our readers, the better informed they will be when making other decisions. We hope that you find this information useful and look forward to all your questions and comments.

Friday, April 3, 2009

Discover More Card

Discover More Card

Sears Roebuck first introduced the Discover credit card when it was one of the largest retailers in the United States. The Discover Card rivaled its competitors by offering incentives such as no annual fee and a higher credit limit than its competitors like Visa and Mastercard. In 1993 Discover merged with Dean Witter which eventually merged with Morgan Stanley in 1997. Since then Discover has introduced a wide variety of products. One of its most popular credit cards is the Discover More Card.

The Discover More Credit Card comes with a 0% introductory annual percentage rate. This introductory rate is for 6 months on all purchases and 12 months on balance transfers. In addition, the Discover More Credit Card offers an excellent rewards program. Cardholders can benefit from 5% cash back bonus for purchases in categories such as travel, home, gas, movies, restaurants, and more. Discover also offers online account access and bill payment.

The Discover More Credit Card is an excellent choice for anyone looking for a good rewards credit card. However, like other credit card issuers, Discover will charge an assortment of fees if you are late or over your limit. Balances of less than $250 will pay a $19 fee while balances that exceed $250 will pay a $39 fee. The over the limit fee for balances under $500 is $15. Balances of over $500 also pay the higher fee of $39. Cash advance fees are 3% of your withdrawal or a $5 minimum. Qualified applicants will pay anywhere from 10.99% all the way to 18.99%, depending upon credit.


Discover® More(SM) Card

Labels: , ,

Recent Credit Card Articles